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Money Smart Week 2017 Personal Finance Books
2011
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Weston, Liz Pulliam

Publishers Weekly The financial crash and subsequent recession have exploded many people's ideas of how money was supposed to work: micro and macro financial behaviors that precipitated the stock and real estate bubbles have now been shown to be ill-conceived, dangerous, and unsustainable. Financial columnist Weston provides a workable happy medium between fear and fecklessness, guiding readers to create a budget that works in the real world, create a survival plan with cash and credit, pay off debt the smart way, embrace risk sensibly, plan for retirement, and maintain communication about spending in a marriage and a family. Loaded with tips and ideas and illustrated with plenty of examples, this book hits all the major themes for total financial literacy in a conversational, digestible tone, backed up with clear "action steps" at the end of each chapter. A godsend for the financially befuddled, bewildered, or just plain anxious. (Jan.) (c) Copyright PWxyz, LLC. All rights reserved.

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2014
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Schwab-Pomerantz, Carrie

Library Journal Building off her popular "Ask Carrie" column, Schwab-Pomerantz (president, Charles Schwab Fdn., senior vice president, Charles Schwab & Co., Inc.; coauthor, It Pays To Talk) presents her latest book as a collection of answers to the most important questions for those who may be near retirement or thinking about it. After introducing her "Top Ten Recommendations for Every Age" on how to become and remain financially fit, she addresses everything from planning for retirement to encouraging financial independence in children and other family members. Her style is conversational and open-minded, a necessity with such a delicate subject. The advice is sound, not groundbreaking, but readers will appreciate the Q&A format that will allow them to skip to the most relevant points as needed. VERDICT The title of the book should not dissuade younger readers from picking up this volume as it includes invaluable guidance on many personal finance topics that affect those under 50, including saving for college, paying off debt, and preparing for the golden years.-Elizabeth Nelson, UOP Lib., Des Plaines, IL (c) Copyright 2014. Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

(c) Copyright Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

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2015
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Leonard, Robin
 
 
2012
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Kiesbye, Stefan
2014
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Tyson, Eric
2011
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Adams, Laura D.

Library Journal Adams, host of the popular Money Girl podcasts, neatly packages many of her quick and dirty personal finance tips into a comprehensive philosophy and financial plan. She offers fairly standard advice for getting your finances in order, beginning with understanding your money mind-set and creating a financial plan. Adams is big on using online tools for managing finances and cutting costs. While many readers will naturally gravitate toward this, it may not work for old-schoolers. And the time and effort to set up a nearly exclusively online personal money-management system may be a turnoff to paper-and-pencil pundits. But she also highlights websites offering free advice and resources like calculators, password managers, and budgeting tools. Her basic suggestions are sound on finding the best banking accounts, dealing with debt, and understanding basic investing principles, tax concepts, and how best to pay for education and prepare for retirement. VERDICT Though not likely to supplant Suze Orman as the personal finance diva, Adams holds her own-and her advice applies equally to men. This will appeal to neophytes looking to take charge of their financial futures.-Carol J. Elsen, Univ. of Wisconsin-Whitewater (c) Copyright 2010. Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

(c) Copyright 2010. Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

Publishers Weekly In this back-to-basics personal finance guide from the host of the "Money Girl" blog and podcast on the Quick and Dirty Tips network, Adams walks her readers through the ins and outs of money sanity and practical solvency, while helping them create a richer life-both financially and emotionally. She addresses major money issues and strategies, such as changing your money mindset by addressing overspending and its psychological roots, and understanding investing concepts and mortgages; she also offers help with creating a financial plan, comparing banks, utilizing online financial tools, paying for education, saving more money, and planning for retirement. Adams's peppy tone and highly organized, sensible advice deliver a clear-cut plan for financial literacy. Though there's not much new, the Money Girl brand is powerful and should find an appreciative audience. (Jan.) (c) Copyright PWxyz, LLC. All rights reserved.

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2012
2014
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Ramsey, Dave

Publishers Weekly Radio host and financial expert Ramsey (The Total Money Makeover) teams up with his daughter, Rachel, in this guide to raising financially savvy kids, using "practical, tactical, spiritual and strategic principles." Ramsey explains how he bankrupted his family in his 20s and then went on to become an expert, espousing debt-free living and teaching his three children how to become financially responsible. Though Ramsey weighs in frequently, most of the text is provided by Cruze, who details what it was like growing up Ramsey: for example, at age 16, she had saved $8,000, which her parents matched for her first car. The authors advise using the "envelope system" to teach kids money management (spend, save, and give) and emphasize teaching them that money has limits ("when it's gone it's gone"). But the authors also warn against rigidity; for instance, a parent who won't cover the tax when a child has saved for a $300 purchase takes things too far. The authors' "five foundations" include teaching kids to (1) establish a $500 emergency fund; (2) live without debt; (3) pay cash for a car; (4) pay cash for college; and (5) build wealth and give. Though biblical references are interspersed, parents of all faiths will benefit from this sound guide. (Apr.) (c) Copyright PWxyz, LLC. All rights reserved.

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2017
 
2015
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Cappelli, Peter

Book list As the cost of attending college escalates, and fewer graduates seem to be able to find jobs that pay enough to repay student loans, more families are wondering about the return on their investment. Business professor Cappelli examines the risks behind the most important financial decision that families will make. Along the way, he examines the movement to put more focus on vocational training, noting that this strategy may not prepare students for future changes in the job market or provide them with meaningful education. He also debunks several myths, including the contention that there has been a shortfall of graduates in technology and the notion that jobs require more education today than in the past. He also looks at basic economics of supply and demand and the wage gap between college-educated workers and those without degrees. Answering the question of whether the cost of college is worth it, he concludes, has less to do with majors and more to do with whether the student graduates and how long it takes to get the degree. A valuable, commonsensical analysis of an ever-more-important subject.--Bush, Vanessa Copyright 2010 Booklist

From Booklist, Copyright American Library Association. Used with permission.

Choice This book is in trouble from start to finish, and there is plenty of blame to go around: author, copy editor, publisher. The book's true target audience is high school students who face next-step decisions, and in five independent but poorly organized and woefully repetitive chapters, the author addresses these questions: Should I go to college? Where should I go? How much is it going to cost? How will I pay for it? What should I major in? How do I get a good job? Mass-market, airport kiosk business books are atrocious as a genre, in this reviewer's opinion, and, unfortunately, this one fits that paradigm comfortably. The annoying vernacular (use of the term kids throughout instead of students, grads instead of the more formal term) and prose style are off-putting. So are the ubiquitous careless errors: it is not David Leonard of the New York Times but Leonhardt; Figure A. 3 in the appendix is upside down; and the index entry for Harvey Mudd College is "Mudd, Harvey." With an endless stream of cut-and-paste items from popular media stories and industry publications (e.g., The Chronicle of Higher Education), the volume is the proverbial mile wide and an inch deep. Summing Up: Not recommended. --Allen R. Sanderson, University of Chicago

Copyright American Library Association, used with permission.

Library Journal Cappelli (George W. Taylor Professor of Management, the Wharton Sch., Univ. of Pennsylvania; Why Good People Can't Get Jobs) tackles the titular question in this well-researched response. He considers the query with facts, figures, and ways of thinking that give families the context and tools to make an informed decision. The author lauds the benefits of a college education for the individual and society. However, the price of going to college has dramatically increased. Those additional costs are being paid with loans against retirements and student's future earnings. Concurrently, employers are less willing to train new hires, advertising for specific job skills and prior experience. In response, four-year universities, community colleges, and the newer for-profit institutions market programs they insist will prepare students for the real world and specifically a job. Cappelli's well-reasoned and documented answer helps families evaluate their options in terms of their individual financial situation. VERDICT Academic and yet highly readable, Cappelli's book provides nothing short of consumer protection to families and their students as he addresses the complexities of the higher education marketplace, the unpredictable job market, and the cost of college.-Jane Scott, Clark Lib., Univ. of Portland, OR Copyright 2015. Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

(c) Copyright Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

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2007
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Orman, Suze.

Publishers Weekly Bestselling author (2005's The Money Book for the Young, Fabulous & Broke, etc.) and host of her own CNBC show, Orman encourages women to "give to yourself as much as you give of yourself" in her ninth financial advice book, sure to resonate with legions of readers who will appreciate her straightforward advice and supportive tone. Aiming squarely for a female audience, Orman guides readers through the very basics of finances. She explores why women have dysfunctional relationships with money and notes the ways they undervalue themselves or "treat themselves as a commodity whose price is set by others," while also sharing the story of her own evolving relationship with her finances. Though her explanation of the "8 qualities of a wealthy woman" (harmony, balance, courage, etc.) is more inspirational than practical, she also presents a concrete five-month "save yourself plan" for financial repair, starting with setting aside checking and savings accounts, fixing one's credit rating, saving for retirement, setting up a will and purchasing home insurance. This encouraging guide will not intimidate women who are foundering financially. (Feb.) (c) Copyright PWxyz, LLC. All rights reserved

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